Because vehicle protection laws are typically different depending on where a motorist lives, drivers are encouraged to contact State Insurance Regulators to determine the forms of coverage proof that are acceptable. Apart from cards issued by one’s insurer, there are also some locations that accept documents such as valid policy binders issued by an insurer; a valid DMV authorization letter for individuals who have made cash deposits or are self-insured; or a Certificate of Insurance (SR-22) that has been issued by a licensed coverage provider. It should be noted, however, that these are simply a few of the many options available to vehicle owners, and that nearly every state has unique requirements that typically must be met before being legally allowed to drive.

With advancements in technology, many motorists can now shop for and purchase vehicle protection plans over the Internet. This can sometimes include obtaining instant proof of coverage that can be accessed in a variety of ways. Motorists may be able to receive policy verification through email, downloading it in a Portable Document Format (PDF) or by requesting that the insurer mail or fax the necessary documentation. Before purchasing a policy online, however, drivers are urged to ensure that the company in question is both legitimate and licensed to do business in one’s state of residence. If in doubt, vehicle owners are encouraged to contact their local insurance department in order to avoid potential scams.